“There is no real ending. It’s just the place where you stop the story.”

― Frank Herbert

Wednesday, March 12, 2014

Why bother to work?

My son works for Home Depot.  He is full time, working 40 hours a week.

They offer health and dental insurance, but we buy him a health plan because the plan Home Depot offers costs too much.

His gross income in 2013 was: $16,855.00

from which he paid: $787.51 in federal income tax

                              $1045.06  in social security withholding , of which he will never receive a dime.

                               $244.41  in medicare withholding. He will never receive any benefit from that.

                               $321.00  in State income tax

                               $212.00   in City income tax.

So out of his gross earnings of $16,855  he had to pay $1,564.92 in taxes.

Which leaves him $15,290.08  to live on, or  $1,274 a month.

What benefit did he get for his money? Roads to drive on to get to work.

I personally don't see any point in working in these circumstances. He could get more money, and keep more of it , if he just sat on his rear at home and played video games.

And that doesn't take into account the fact that every time he buys anything, he pays sales tax .

On the other hand, the custodian where I used to work, had a wife and child.  They had $3000 a year in taxes withheld, but he got a refund of $5000.00 each year thanks to the earned income tax credit.
I guess I know where my son's money went.  Either that or computers for African schools that don't have electricity.





18 comments:

  1. Crikey Harry! has your son ever thought about coming to Australia? On his gross salary here he would not pay any income tax (threshhold is AUD$18,201), and he would get free medical care. A Goods & Services Tax (GST) of 10% is payable on goods purchased however most food items are exempt from this tax.

    There are no state or city income taxes, only the Commonwealth may levy income taxes.

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  2. I'm afraid Australia wouldn't let him in, just like they turned me down in 1994. But hell, if we had the moral courage to do that here we wouldn't be overrun with people who don't speak the language, clog up the schools, consume a huge percentage of our social services budget, spend most of their time in the emergency room and don't pay their hospital bills, and primarily funnel their entrepreneur impulses into importing dope.

    I nearly burst a blood vessel when I found out his piss ant town charges people income tax. They get your name from the apartment complex you live in.

    ReplyDelete
    Replies
    1. Unfortunately when you tried in 1994 we were in between conservative governments and the socialist Labor party were in power. If you had come from Somalia or Iraq, Iran , Lebanon etc. you would have had no trouble at all!
      Thank heavens all that is now changing.

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    2. in youngstown, ohio there is income tax. they get more than the feds. for this you get roads that are mostly potholes and a crime and murder rate that is astounding.

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    3. We have thousands of Somalis in Minnesota because one of their churches imported them. Given a better life, they were all supposed to be model citizens and raise flower gardens. Instead, for some unfathomable reason, they just kept right on doing what they did in Somalia. Rape, robbery, murder, gun dealing, drug dealing, etc. Who would have thought it? If you have a Lebanese there, God help you. I never saw a bunch more untrustworthy, violent, dishonest, brutish and just outright evil. And that's saying something because I've been in some real s**t hole countries in my life.

      We don't do that city tax thing here, Deborah. We pay county taxes but they are property tax. It's insane that a city would tax a person's income, people are already bled dry by the Feds and the State governments.

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  3. Yep. That's part of the big Obummer-care scam as well. When they mention there will be penalties they are planning on simply taking the penalty right out of the EITC and other low income breaks. So JaKqeel will now get a smaller refund and then they can claim the poor are paying their way.

    We have definitely entered the period of supreme government over taxation to keep itself alive. As I have said many times surviving after the collapse will be easy it's surviving until it does that is going to be the challenge.

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    Replies
    1. I'm to the point where, Honest to God, I'd be ecstatic if society collapsed. How can it get any worse than it is today? I'd give up electricity to be free of the government and it's legions of all consuming drones.

      Besides, the first thing I'd do is get in my car, and drive around paying off a few old debts from years gone past. Richard Nixon wasn't the only one to keep a list. That alone would be worth going the rest of my life reading by candle light.

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    2. I make no bones about it I am looking forward to it. I am tired of government intervention, being robbed of my livelihood to pay for stuff that they feel is justified, financing some Feminist bitch's retirement and paying for bloated police departments that act like hired thugs for the local warlord. I got so tired of it I basically quit doing it as much as possible because really as you point out with your son's income there isn't much sense in trying if your not one of the protected classes or happen to have been lucky enough to have been a government employee before affirmative action got going.

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    3. I agree wholeheartedly. I just really hate to see how everybody gets picked clean and gets nothing in return. I wish I'd written your comment myself.

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  4. Hey Harry,

    (captaincrunch)


    There is no hope. The system (American dollar) will collapse (really big) at some point and everything will be completely screwed, glued and tattooed (like a Sailor on Liberty in the P.I.)

    Im not really worried about it anymore, nor will I stress about it anymore. There is nothing I can do but vote for the idiots that say they will fix it but won't in some attempt to make myself feel better.

    Nations and civilizations rise and fall. Rome left us with roads, sewers and water aquaducts. Maybe the civilization that rises from our ashes will thank us for leaving some very important things, like communication technology, electricity and toilet paper.
    I'm looking forward the water warming up down here so I can go surfing. I'm also looking forward to watching Vikings tomorrow night and Walking Dead on Sunday. I know things are completely screwed in this world like it was just before WW1, but again, there ain't a fucking thing I can do about it. (Sorry for the cussword, I used it to make a point)

    I may as well as try and enjoy the amount of life I have left. I will live within my means as best I can. Pay my bills on time and try to be a asset to society as best as I can. I got no other choice.
    Things will work themselves out one way or another, societies evolve and crumble history will carry on like it always has for millennia.

    In the meantime, Im gonna go surfing this summer, and I'm going to chase a few bikini clad women and drink some beer.

    Charlie Don't Surf

    ReplyDelete
    Replies
    1. I think you have to do the best you can to get something positive out of every day. It's just a damn shame it's so hard to do that. My son works like a dog and they take away so much of what he earns in one way or other . I got my taxes back from my accountant and I took a really big hit this year. What did I get in return? Nothing. My money was spent on things I largely disagree with, and without the slightest concern about how I feel. How is that different than robbing a liquor store, except that when the government does it it's legal?

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  5. Harry,

    (captaincrunch)

    If you don't mind me saying this, but maybe have your son move from Ohio to another state where taxes are less, like Idaho or Texas.
    We Texans are hit with a big sales tax, but you can control the amount of consumption and therefore control the level sales tax paid.

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    Replies
    1. Florida, Tennessee, and Texas all have NO state income tax. He might could get a transfer to a store in these states if he wanted.

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    2. I think both my son and daughter are moving to Tampa or Sarasota. But that will have to wait until they can squirrel away enough money to make the move and live until they get jobs. I am sure, though it has not been discussed outright, that this is a big part of the allure of moving to Florida for my wife. I will bet you a dollar to a doughnut that if they decided to stay in Cincinnati the pressure to retire in Florida would evaporate.

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  6. Harry - we can pull a "Cleopatra" with your kids. wrap them in rugs, put them in a box and mail them here. at the very least i can get them jobs at LobstersRUs, where they will make a little over 10 bucks an hour. it's hard work for about 3 months of the year. then they qualify for the pogey. for the next 9 months they just receive checques!!! and sit on their butts that whole time. and their healthcare is covered!

    i know, i know...living off nanny gov. but it's worked here for years. and it will keep working until it stops working and then they can go out hunting and fishing for protein and i will teach them how to grow all of the other food that they need.

    heck, for that matter, wrap yourself and M in a rug too!

    your friend,
    kymber

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    Replies
    1. We could wrap up the ferrets in hand towels. They can earn their keep by going around to peoples barns and killing rodents, or helping people hunt rabbits!

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  7. Out of curiosity, why doesn't he get a better gig somewhere else?

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  8. Because they've treated him well, he has friends there, it's full time (very hard to find for twenty somethings) and he gets to work weekdays and have weekends off. He is not money oriented. I find that a lot of people that age don't seem to be as worried about money as people were in my day. I'm not saying that's a good thing, in fact I'm pretty sure it's not, but it's a definite factor. He likes Cincinnati very much, but I don't think they will stay up there forever.

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