Some of this will be old news if you have read some of my other posts, but I am aggravated beyond all endurance, so I am going to start at the beginning.
For years, my wife and I had an HMO in terms of health insurance. It had high copayments, high coinsurance, and high deductibles. It cost us about $500 a month. But it did, at least, pay part of my medical expenses, which are not light.
Then along came Obama Care. The state of Georgia decided it couldn't afford the HMO any more, and gave us a Health Expense Reimbursement Account. They put $800 in it, and after that was spent, you had to spend $5000 out of pocket before it paid anything else.
There was a huge uproar and a teacher revolt led by a housewife in central Georgia. The state bureaucrats said nothing could be done until 2015. But lo! This is an election year and the Governor decided thousands upon thousands of mad state employees might not help his reelection campaign. So he "fixed" insurance. Just how, none of us were sure but he went on television and told us it was fixed, at least for this year. He's got a record as a man of his word, so I settled down to see what would happen next.
I have to have a bunch of lab work done every three months. The HMO paid for it. But my doctor told me the last time I went in there, that she didn't think my insurance would pay for it, and if it was billed out to the LabCorp , a company that does lab billing, it would cost a lot. She said if I just paid them up front at the office it would be $35.00.
But that sounded wrong to me. My insurance was supposed to pay for it, so I asked the doctors office to send the bill to the insurance company. They sent it to LabCorp, which filed it with my insurance. Then LabCorp sent me a bill for my "fair share" which I got today. It was for $587.00.
Does something seem wrong with this equation? $35.00 if you pay cash at the doctors office, but $587.00 if you file your insurance?
Well, one thing I am good at it is raising hell about stuff like this. So I intend to devote some of my time the next few days to sending copies of this bill, with an explanatory letter, to every state and federal politician I can think of, to the Governor, and to the Insurance Commissioner. I'm also going to the doctors office tomorrow and ask them what is going on with this.
It should be a lot of fun making as much trouble as I can. Of course, I may only make trouble for the underlings and flunkies, I can't touch the Supreme Grand Panjandrumum's at the top of the heap. I may not even be able to make any trouble at all, but it won't be for lack of effort. And I am certainly not going to pay LabCorps bill. Not this side of Hades.