I spent most of today trying to balance an account. There's a two hundred dollar discrepency between my "Quicken" records and the bank. Usually it's an oversight, something I've forgotten to enter into Quicken. But I recently developed a tracking chart to prevent that, and as far as I can tell it isn't one of those problems.
Since all the members of my family use our debit card, there are a lot of transactions. Once upon a time, I balanced that account every day. It was easy to do with computer access to the bank records, and took little time. Then the day came when I needed help on tracking down a two dollar discrepancy that I thought was a bank error (it was.) The book keeping department told me they needed me to reconcil with the monthly statement only. I think it's more likely they just didn't want to fiddle with two dollars. But , I don't care if I am off one cent or one hundred dollars, I want to balance. So I started balancing once a month when the statement came, which makes it a lot harder to find errors.
The thing about a debit card that reeks is that you see a charge, but it's not exact. Often, especially gas stations, will put in a "holding charge" that is just an estimate. Then in a couple of days the real charge comes through. Since I don't get receipts from the kids (it's impractical) I often get tripped up by this and have to sort it out at balancing.
Before computers I just used a spread sheet pad and I never had a problem. Well, it will give me something to do tomorrow.
I got out in the Jeep and drove around some today just to get out of the house, despite the rain. Big trees down all over the place, and across the roads in particular. There was a time when I would have taken the truck and the chain saw and got the trees off the paved roads. Now I let the younger crowd handle that. Especially on a day like today when it's steady rain. A few minutes ago I went out and I saw stars, but the clouds are back now.
I bought a big thing of chicken salad at the store and I ate it all for supper, and now I feel lousy. Too rich, and I'm not used to it. Guess I'll go on to bed here shortly, not a bad day but I can't say I got a lot done.