Truth.

A great civilization is not conquered from without until it has destroyed itself from within.

Ariel Durant

Monday, November 23, 2015

We are keeping my wife's insurance once she retires. Obama Care is not a joke anymore, it's a disaster.


8 comments:

  1. Hey Harry,

    (captaincrunch)

    This country is ran by the oligarchy of the insurance companies to make sure that we pay and they don't have to pay out.

    My biggest gripe is there should be no mandatory insurance of any type. Period. Then market capitalism will kick in and a market will be created for low cost, affordable insurance and medical billing practices will be 'adjusted' to keep cost low, competitive and to get customers.
    Some markets are left better to regulate themselves.

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    1. Well, I don't disagree about insurance companies. But I think people should have to have insurance because I'm damned sick and tired of paying inflated bills from hospitals where they are trying to make up for the people who don't pay by soaking me. If it were up to me I'd put in something like Canada has for health insurance (yes I know that aggravates the hell out of most conservatives, but I would.) Then there wouldn't be any leeching deadbeats, or even good guys who just can't raise the scratch for insurance.

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  2. Its all about intentions and the actual results be damned. Increased government control and rationing is the ultimate goal of obama-care. So they can deny service to anyone they don't deem worthy. It is only about implementing their revenge on those they blame for all the evils of the world. Here they call it "social justice" so the ignorant lefty loonie Kool-aid drinkers will guzzle the swill. Anywhere else it is recognized as despotism.

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    1. you're right. Obama politicized the issue of health care, just as he has bragged about politicizing the issue of guns. He doesn't care a damn if people die in the gutter as long as he can get face time and come across as all pious.

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    2. Don't know what the picture is like in GA but here in ME what happened when the ponsy scheme that was Hillary-care came along, the state got dumped with the responsibility of providing medical care for the uninsured and were not compensated by Feds. The state social services, as usual run by the lefty-loonie were quite happy to provide for all and any that came along. Suddenly they found themselves in a budget deficit and sought to get those who could, to pay for those who did not pay in the typical scheme of jacking up the rates allowed for medical procedures. All this sanctioned by DC and our local state government. Our then governor Angus King (now a "independent lib-tard" senator in DC), and our democrat run legislature mandated that only Cadillac top of the line insurance could be sold in the state so the inflated medical bills could be paid for every one. Additionally you were forbidden to cross state lines to buy insurance as other states rules were different. So all the little insurance companies that were selling high deductible catastrophic medical insurance (not health care insurance) in Maine were priced out of the market and left the state. Only Blue Cross and Anthem remaining. Thus govt meddling seveerly curtailed market options available. Up to 1994 I had a 2 million $ coverage for 36 $ a month. When the legislature passed their law to "help the people" State-Farm stopped providing medical insurance in the state as they were unable to compete selling high priced luxury full coverage insurance and dropped me. So I went without and was lucky I had no problems, until 8 years later we were able to get insurance through my wife's employer. What you are seeing today on a federal level with obama-care is the same government meddling, and the results inevitably are the same.

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    3. I did a reply but I think I accidentally sent it as a reply to your comment via email.

      Basically I said that even having insurance is no guarentee against disaster. When my wife had a brain tumor, Blue Cross tried to weasel out of paying for it, even though we had state insurance through her teaching contract. It took a legal firm and the state insurance commissioner to make the bastards pay up. If we had medicine set up like the Canadians, you might have to wait awhile and you might not have as nice a room at the hospital,l but at least you wouldn't be subject to the kind of depredations American insurance companies inflict on people, let alone Obama Care and the madness we are all subjected to as the result of that.

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  3. I have insurance through work. My recent hospital stay (hospital only) was $38k. Since I have insurance, the cost of which my employer (60%) and I (40%) pay comes to around $13k+ per year- which is a considerable sum. The problem I see is that although I do pay in A LOT, my discount was over $30k off the top. It left a little over $6k that my insurance paid and I prepaid a little over $1k plus will owe another $500 approx. This in addition to Doctors, labs, etc. So if you did NOT have insurance, you would pay $38k. How can anyone afford that? I am not complaining about my plan but I can see the need for reform, just not the way it is being done. United Healthcare just announced it is opting out of Obama care coverage. That is huge. Now many will have to scramble to find alternative coverage that a dr will take. What a mess.

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    1. Kathy, a lot of people just don't pay their hospital bills. It's a standing joke here in the mountains that one day a Mexican came into the billing office at the hospital to make a payment on his bill and the clerk there had a heart attack. They never pay jack.

      The hospital makes it back by overcharging people who either have insurance or will pay out of a sense of obligation. My wife was in the hospital for four days last year. I made them give me an itemized bill. One of the items was a "bed side kit" for around $125.00. It turned out to be thin plastic basin, the bedside thing they give you. Costs about eighty cents at the big box stores. They were charging fifteen dollars for a single aspirin. If you look at your bill , on an itemized basis, I bet you find a lot of surprises like that.

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